Things to know about Ayushman Bharat Yojana

The Indian government is playing a very important to empower the overall health system of the country. This is why they have introduced the world’s largest health insurance scheme, i.e., Ayushman Bharat Yojana, which provides the insurance cover of Rs.5 lakhs to each Indian family who is eligible. This is one of the most effective ways that is helping to improve the healthcare business expansion. This scheme was launched by Mr. Narendra Modi, Prime Minister of India. 

Here is the list of key features of the Ayushman Bharat Yojana. Let’s have a look at them.

  • It is the world’s largest health insurance scheme financed by the Government of India.
  • This is the only health insurance scheme that overs up to 1,393 procedures in it. This will include ICU, diagnostic services, surgeon charges, doctor’s fees, room charges, treatment costs, etc.
  • Even it also provides the cover for the expenses of 3 days pre-hospitalization to 3 days post-hospitalization cover. This means the cover will be about 15 days, including medicines and diagnostics.
  • The maximum coverage amount is Rs.5 lakhs for all eligible Indian families.
  • Both secondary and tertiary care of hospitalizations is covered under this scheme.
  • This scheme is applicable across the country in all private and public hospitals.
  • This scheme offers cashless hospitalization cover to the beneficiaries.
  • There is no age, age, family size, etc., restriction in the cover of this scheme.
  • It provides cover for pre-existing diseases from the first day.
  • The person can avail of the scheme benefits at PAN Indian level.

All these features of the Ayushman Bharat have made it very popular among the people. Here is a list of benefits.

  • Broadening the health insurance network: This is one of the best schemes provided by the Indian government so far. It provides medical facilities up to 1393 that has made it very beneficial for the Indian people. 
  • Improve the quality of life of the population: We all are aware of the fact that this medical facility is provided to improve people’s quality of life. With the help of this medical insurance, every Indian can get access to the best medical facilities to cure the health problem on time. 

So, it is quite clear that Ayushman Bharat Yojana is great for all the Indians out there. The person can easily get into it and grab its benefits.



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